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A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan .

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APR: The equivalent annualized percentage rate for payday loans and other short-term installment loans ranges from 547 Programs for the Visually Impaired | Special Education ..5% to 999.45%, based on the amount and the .

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Before bankruptcy, I tell my clients to stop the automatic withdrawals to those internet payday loans. They always find it’s so hard to get their banks to help.